Colorado Financial Services: Personal Planning, Retirement, Life Insurance and Health Insurance

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  Long Term Care

Thankfully today we are all living longer and because of that we need to take steps to help protect our retirement savings for long term care events that range from  home-based health care, to go to an assisted living facility or nursing home.  

Surprisingly, while the probability of being in a car accident is 1 in 240, the probability of needling long term care either in the home or nursing home is 50%.  Moreover, while some think of this as a "distant reality" the facts tell us that 39.6% of long term care recipients are working age adults between the ages of 18 and 65.

The bottom line issue in long term care is summed up in one word: Control.   If you are in a long term care situation you may find yourself unable to control how the funding for those costs is to be handled  Because Long Term Care insurance can provide the financial resources to pay for the services, you can also have greater control over the quality of care received and where you receive it.

  • Protect your estate by providing benefits for long term care if you need it

  • Coverage for home based care, assisted living & nursing home care

  • Options to help protect benefits against inflation

  • Enjoy income tax free benefits for qualifying long term care insurance premiums

Take ownership of your future with Long Term Care insurance.  For more information contact us to get started today!


For more information call us today at (303) 456-7967 or toll-free at (800) 416-4481


 
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